An Update on My 2015 Goals {and a giveaway!}

In January I created a list of things I was considering in 2015. This year has gone by so fast, and suddenly it’s July! I figure it’s time to check in with those goals. I’m excited to see that these “goals” as opposed to resolutions have actually been successful.

1. Have a Morning Quiet Time

This only recently started going well. I started the Proverbs study via Good Morning Girls. We are on day 17 and it has been so nice to get back into the word and have some accountability. I haven’t been perfect at it, but that’s OK. Thankfully God’s grace doesn’t require perfection. Whew.

See this Photo on Instagram

If you’re curious about my quiet time binder or making your own, you can check out an easy three step process to create your own here.

2. Pay off All My Credit Card Debt

I am right on track for this goal. I wanted to have it all paid off by October, but I think it will be more like November or December. No problem though, as long as I have it paid off by my birthday in mid-December, I’ll be stoked. To be credit card debt free at 30 – I can’t even imagine how that will feel.

Since I’ve started aggressively paying off debt, my credit score has increased a ton. It was never bad, but now it’s better than average/good. It’s really exciting to watch. But recently, American Express upped my interest rate for the first time. I’ve had their card since college and their only excuse was that they upped everyone’s interest rate. When they said they weren’t able to reduce it even a couple percentage points, I let them know I’d be transferring my balance and cut up my card. I’m using the debt snowball method and they were my lowest interest rate, so I saved it to last. Thanks to their (for the first time ever) terrible customer loyalty appreciation, I discovered my bank card had a great transfer promotion. I’m hoping this will help the payoff date even more, and I’ll continue to stay motivated to get rid of this debt because I’ll see it every time I check my bank account. Yuck!

3. Run a 5k

I’ve accomplished this goal twice now! I ran a 5k with J on Saint Patrick’s Day weekend. It was hard. Really hard. But I beat my fasted practice run time by 6 minutes a few days before the race, and 10 minutes from the 7 days prior. I actually had to wear ankle braces for a week and a half because I had old shoes and was running on the road for the first time ever. I was more prepared for the second run with better shoes, more outdoor running practice, and beat my first 5k by over a minute! It was so exciting!

In even more exciting news, Rachael, Olivia and I teamed together to give one of YOU a $45 gift card to Nordstrom!  Who doesn’t love that? Enter below using the rafflecopter widget. There’s one entry that will gain you 5 bonus entries, and it’s all about you! Tell us, what’s your favorite thing to read on blogs? Is it fashion? Beauty? How-to posts? Faith? Travel? Fitness? Tell us about it in the comments. Good luck!

a Rafflecopter giveaway