How to Set Goals to Kick 2016’s Ass

Debt Repayment, How-To

How to Set Goals to Kick 2016's Ass

As we come to the end of December (What?! How did that happen?!), it’s a good time to start thinking about your New Years Resolutions. Last year I called mine “Goals” and that worked really well for me. Goals are more flexible and less daunting than “resolutions.”

Ask Yourself Where You Want to be in December 2016

Do you want to have less debt? Do you want to read more books? Do you want to be in better shape? Do you want to have stronger friendships? Base your goals on where YOU want to be in a year, not where you think the world expects you to be.

Keep it Focused

If you have 80 goals (or “resolutions”), the odds are pretty good that you won’t succeed at any of them. No one wants that. Instead, if you can pick 3-5 elements of life that you want to improve upon and focus on those, you’ll be much more likely to succeed.

Write them Down

Writing your goals down makes them more real. It also helps you to keep track of your progress. One year I made myself a chart to check off the goal every day. You can also download the Coach.Me App to keep track of the progress on your resolutions. It’s easy to forget what your goals are when they’re not right in front of your face.

That’s why earlier this year I wrote myself this sticky note asking, “Do you want a $5 coffee, or do you want to be debt free?” At the time, my co-workers were often going to Starbucks during their morning break and I was saying yes way too often. That simple sticky note got me right back on track.

Surround Yourself with Success

Once you figure out your main goals, do a search for books, podcasts, blogs and Facebook groups that have a similar focus. For financial goals I strongly recommend the Listen Money Matters Podcast and the Making Sense of Cents blog. For relationship investment I’d recommend the Around the Table Podcast. For entrepreneurs check out Being Boss and The Lively Show. For blogging there’s Boss Girl Creative and countless blogging Facebook groups.

When you’re surrounded by people and resources that are focused on the same goals that you are, you will be continually encouraged as well as reminded why you want to succeed at these goals as well.

Get an Accountability Partner

It’s normal to feel discouraged throughout the year. We are not perfect. We won’t succeed at our goals every single day or every single week. And that’s OK. But what’s not OK is to quit the first time you struggle. Getting an accountability partner will make sure that you guys can encourage each other when one of you doesn’t want to go to the gym, wants to buy that new handbag, or wants to spend another night at home instead of investing in others. I am a firm believer that an accountability partner has helped me succeed way more than anything else.

How to Set Goals to Kick 2016's Ass

You know Alicia from No Spend Month. She’s a wonderful friend and has been an incredible accountability partner.

Do you have your goals or “resolutions” figured out for 2016 yet? What are they?

Previous Story
Next Story


  • Reply
    December 28, 2015 at 5:36 pm

    Good luck with your 2016 goals and dreams! :) Writing them down helps me a lot, too! That post it is great!!!
    Shannon recently posted…A 20 something’s guide to housework

  • Reply
    stephanie (@stephanieamber)
    December 29, 2015 at 12:29 pm

    i think of that post it you posted ALL THE TIME, haha.

  • Reply
    December 30, 2015 at 10:41 am

    This is an awesome list! I need to add this sticky note right along with my FOCUS sticky note to my monitor…I’m striving to be debt-free! This will serve as a great reminder and I can start to get in the habit of bringing my lunch. Those lunches add up quick! Thanks for sharing!
    Daria recently posted…Awesome Year; Thanks for Your Support

  • Reply
    December 31, 2015 at 1:44 pm

    These are all great tips! :] I’m working on writing down my list of goals for 2016 right now! :P

    • Reply
      January 2, 2016 at 1:07 pm

      That’s great! Good luck!

  • Reply
    Cate @ Mary From Martha
    January 2, 2016 at 3:44 pm

    Timely advice! I’m working on setting my 2016 goals and have been looking for posts on it!

    • Reply
      January 2, 2016 at 3:48 pm

      Oh great! I’m glad to help!

  • Reply
    Sam - Journo and the Joker
    January 2, 2016 at 6:06 pm

    I think the key is to have achievable goals. Break them down into bite-sized pieces. When they are too big they become too challenging. You have some great tips here.

    • Reply
      January 2, 2016 at 6:33 pm

      Ah yes! A great tip!

  • Reply
    Tricia @ The Adventure List
    January 3, 2016 at 7:10 am

    I love your latest sticky note!
    Tricia @ The Adventure List recently posted…Host a BaconFest Party

    • Reply
      January 3, 2016 at 7:35 am


  • Reply
    Where Her Money Went in 2015 - Where My Soul Belongs
    January 13, 2016 at 6:11 am

    […] been an enormous support for me throughout my debt payoff journey. Remember when I told you that you need an accountability partner to tackle those goals? She’s the best financial accountability partner I could have asked […]

  • Reply
    Samantha Michelle
    April 11, 2016 at 10:36 pm

    I found this really helpful! I am even more motivated with my goals as of this year. I write down my goals and put them on sticky notes to keep me focused

  • Reply
    Books To Add To Your Reading List Right Now - Where My Soul Belongs
    September 22, 2016 at 12:10 am

    […] been awhile since I updated you guys on the books I’ve been reading this year! My New Years Resolution was to read 1 book and listen to 1 audiobook every month. Some months I’ve crushed this goal […]

  • Leave a Reply

    CommentLuv badge